Cyber XS
Excess cyber insurance for a wide variety of small and mid-size businesses
Today’s digitally connected world means that companies need cyber insurance now more than ever.
ProFinity offers a full-service E&S excess cyber liability solution for a wide variety of small and mid-size enterprise (SME)businesses. Our clients enjoy direct access to an experienced technology and cyber underwriter and a commitment to same-day service.
Cyber XS target clients
- Revenues up to $100M
- No claims or incidents in last five years (will consider risks with limited claims activity)
Firms providing the following services or products:
- Education – public and private (higher ed & K-12)
- Healthcare
- Financial institutions
- Hospitality
- Retail
- Professional services
- Wholesale distributors
- Non-profit organizations
We have a limited appetite for:
- Law firms
- Municipalities
- Manufacturers
- Medical testing/imaging
- Printers
- Property managers
- Utilities
Undesirable risks
- Accountable Care Organizations (ACO)
- Billing services
- Collection agencies
- Document destruction/storage
- Health InformationExchanges (HIE)
- Payment/payroll processors
- Technology service firms
- Third-party administrators
Cyber XS coverage highlights
- Follow-form
- Can be endorsed to drop down over sub-limits for various coverages
- Can be offered on a traditional or quota-share structure
Limits, premium and availability
- Up to $5M limits (excess only)
- $2,500 minimum premium
- Available for firms in all 50 states and the District of Columbia
Need help with a claim? Contact our claims experts.